Episode 774

How Brent Kesler Paid Off $1M in Debt Using Infinite Banking

Brent Kesler explains infinite banking, how he paid off nearly $1M in debt, and why the wealthy recycle money using the Money Multiplier method.

In this episode of RealDealChat, Jack Hoss welcomes back Brent Kesler, founder of The Money Multiplier, to break down one of the most misunderstood wealth strategies in real estate and investing: infinite banking.

Brent shares how he and his wife eliminated $984,711 of third-party debt in just 39 months—without changing cash flow, working harder, or taking on more risk. He explains how specially designed whole life policies allow investors to recycle and recapture money they’re already spending, turning expenses into long-term wealth.

The conversation covers the origins of the infinite banking concept (Nelson Nash), why many advisors misunderstand it, how real estate investors use it to fund deals repeatedly, and why mindset traps like Arrival Syndrome and Parkinson’s Law keep people broke.

If you want a proven system the wealthy have used for over 250 years—and a way to fund real estate without losing control of your money—this episode delivers clarity and conviction.

👉 Learn more: TheMoneyMultiplier.com

👉 Build better systems with AI & automation: https://realdealcrew.com

⏱️ Timestamps

00:00 – $984K in debt & the decision that changed everything

01:15 – What is infinite banking (simple explanation)

03:00 – Why the wealthy recycle money

04:40 – Nelson Nash & the origin of the strategy

06:15 – Why most advisors don’t understand this

07:50 – Adding ONE step to your finances

09:30 – Using infinite banking for real estate deals

11:00 – Car example: getting the car and the money

12:45 – Real investor case study (Phoenix example)

15:00 – Paying off $1M in debt in 39 months

17:00 – Why people don’t believe it at first

18:45 – Whole life vs “life insurance” myths

20:15 – Tax-free growth & keeping control

23:45 – Arrival Syndrome: why people tune out

26:30 – Parkinson’s Law & lifestyle inflation

29:45 – Why raises don’t create wealth

31:50 – Mindset, systems & mentors

33:40 – Biggest time saver: recorded systems

36:00 – Final advice for investors


#InfiniteBanking #MoneyMultiplier #BrentKesler #RealDealChat #RealEstateInvesting #WealthBuilding #PassiveIncome #PrivateMoney #CashFlow #FinancialFreedom #InvestorMindset


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RealDealChat / Lessons from Real Estate Investors
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About your host

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Jack Hoss

We gather amazing stories from leaders in Real Estate Investing. In each episode, our guests will tell you what they are doing that works, what they tried that failed, and best of all you'll learn actionable steps to take your real estate investing to the next level.