Episode 792
Buy Rental Properties with NO Money Down | Martine Richardson
Martine Richardson explains how to buy rental properties with no money down, use private lenders, negotiate smarter, and build cash flow for freedom.
In this episode of RealDealChat, Jack Hoss sits down with Martine Richardson, real estate investor, lender strategist, and coach, to break down how everyday investors can buy rental properties with no money down—even in today’s market.
Martine shares her journey from getting fired at Fannie Mae and having her car repossessed to building long-term freedom through rental real estate. She explains how wholesaling led her to rentals, why private lenders are the key to scaling, and how strong relationships consistently outperform cold marketing.
This episode is packed with real negotiation tactics, including how Martine walks into every house with five offers, why framing offers as questions works, and how putting contracts in writing (with deadlines) gets sellers to call back.
You’ll also learn how she screens tenants to avoid headaches, why free property management tools beat paid software early on, how to overcome limiting beliefs that stall deals, and how her students are closing cash-flowing rentals with zero of their own money.
If you want rentals, cash flow, and freedom — this is a must-listen.
👉 Learn more about Martine: lender.martinerichardson.com
👉 Build systems & scale smarter: https://realdealcrew.com
⏱️ Timestamps:
00:00 – Fired, repossessed & forced to rethink everything
01:30 – From Fannie Mae to real estate investing
03:00 – Why wholesaling led to rentals
04:30 – The rental “light bulb” moment
06:15 – Buying rentals with no money down
07:50 – Private lenders: the real key to scale
09:30 – Why relationship-based deal flow wins
11:00 – Five-offer negotiation strategy
13:00 – Turning low offers into conversations
15:00 – Why written contracts trigger callbacks
16:45 – Free property management tools that work
18:45 – Scaling pain: “contractor babysitting”
20:15 – How to screen tenants the smart way
22:00 – Landlord verification (95% accuracy)
23:45 – Limiting beliefs that kill deals
25:30 – Confidence, fear & execution
27:45 – Coaching, lender communities & deal flow
30:00 – Student case study: $0 in, $600/month cash flow
33:40 – Rapid Fire: lies, advice, books & tools
#RealEstateInvesting #RentalProperties #NoMoneyDown #MartineRichardson #RealDealChat #PassiveIncome #PrivateMoney #CreativeFinance #BuyAndHold #CashFlow
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