Episode 772
How to Get $50K–$250K in 0% Business Credit | Jack McColl’s Playbook
Jack McColl shares how entrepreneurs can access $50K–$250K in 0% interest business credit, build capital the right way, and scale without giving up equity.
In this episode of RealDealChat, Jack Hoss sits down with Jack McColl, entrepreneur and founder of Credit Stacking, to break down how investors and business owners can get $50K–$250K in 0% interest business credit—even with no business credit history.
Jack shares how he discovered business credit seven years into entrepreneurship, why personal credit unlocks huge business limits, and how he used $500K in approvals to build multiple successful companies. He explains exactly how to structure applications, build banking relationships, avoid common mistakes, and leverage 0% cards safely for real estate, e-com, or any cash-flowing venture.
Jack also discusses partnership lessons, how to avoid giving up equity too early, how to use business lines of credit to extend your 0% period, and how automations + virtual assistants helped him scale.
This is one of the most actionable credit episodes you’ve ever published.
What You’ll Learn
- How Jack got $500K in business credit approvals
- Why personal credit matters more than business credit
- How to build banking relationships with the right institutions
- How to avoid equity partnerships by using credit
- Risks + rewards of leveraging business credit the right way
- How 0% cards actually work (12–18 months)
- How to extend 0% periods using a business line of credit
- How to structure your first applications
- The biggest credit mistakes people make
- How to use VAs and automations to scale your business
📍 Get Jack’s training → go.creditstacking.com/podcast
💡 Want AI-powered systems for your REI business? → RealDealCrew.com
TIMESTAMPS
00:00 – How Jack discovered business credit
01:17 – From 19-year-old entrepreneur to 8 ventures
02:26 – Why most entrepreneurs don’t know about business credit
03:29 – How he got $500K in approvals
04:38 – Myths about debt & leveraging 0% credit
05:47 – Why personal credit matters more than business credit
07:26 – How to get $50K–$250K in 0% credit limits
08:50 – Why big banks beat local banks for 0% funding
10:02 – Early partnership failure & buying out partners
12:08 – The 4 ways to fund a business
13:26 – Why 0% cards beat loans & equity
14:32 – Extreme sports, mindset & pushing limits
16:15 – Why timelines create execution & reduce procrastination
18:11 – The 4 ingredients to freedom: product, money, systems, people
19:42 – Automations, VAs & eliminating repetitive tasks
21:30 – Extending 0% periods using business lines of credit
23:12 – Advanced strategies to rotate credit & reset the 0% clock
25:20 – Why you must prepare capital before you need it
27:00 – How parents can help kids build credit
29:20 – Rapid Fire: lies, lessons, books & tools
#BusinessCredit #CreditStacking #JackMcColl #EntrepreneurFunding #RealDealChat #0PercentCredit #AccessToCapital #RealEstateFunding #ScalingBusiness #VirtualAssistants #Automation
We empower real estate investors by optimizing your business processes through customized automation and system integration. From lead management to deal closure, we help you build a scalable and efficient operation. Learn more at RealDealCrew.com
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